Need car financing advice. HELP!?

Im trying to buy a new car Im upside down 5K on my car have a 3K down payment %26amp; 645 credit score what price car can I get? I would be able to make payments of up to $420.00 a month. What are the chances of getting a loan without a co-signer?Need car financing advice. HELP!?
Assuming you paid well on your current loan and you make a decent income, you should be able to get financing without a co-pilot.





Get financing BEFORE you go to the dealership. Talk to your bank or credit union.





Using an estimate of 9% APR for 60 mo. you can buy a car for around $17500 and stay at your $420 a month. You could go up to $20k if you stretch the payments to 72 mo. but I would not recommend that.





You should seriously consider buying a used car to avoid the negative equity situation next time around. Also, you can't get much of a new car for $17k these days.





If you must have a new car, consider a lease.





(Who's giving me a thumbs down for this? Of course in a perfect world she should pay off the loan and drive the car for 10 more years, but that's not what she asked, is it? She's a grown up and can make her own desisions.)Need car financing advice. HELP!?
Let's see now.





You are 5k upside down in the note on your current car.





If you buy a new car you instantly go about 10k upside down plus the 5k already hanging over your head.....





If you take this route you are never going to be able to get out of bondage to the finance company.





Keep the car you have - make double payments (or what ever amount you possibly can above the standard monthly payment ) until this car is paid off. When the car is paid off keep it, and put the money which was making payments into a savings account until you can pay cash for your next vehicle.





Keep your money - quit supporting greedy moneylenders.





A car is not what you are.


A car is transportation.


Transportation is a utility expense.


Slash unnecessary utility expenses - save and build wealth.



What's wrong with the car you have now? Is there a reason you are looking at getting a new one. I piece of sound financial advice would be to pay down your current car, or even pay it off before looking at trading. Then in the trade you will have 100% equity and be able to score better financing, a better deal etc.
The higher your down payments are and because your monthly payments are you should have no problem getting one... Go to a couple car dealerships see whats out there you shouldnt have a problem at all



Crazybob makes sense.