Srayne91@yahoo.comIn need of some financial assistance legitimate advice %26amp; Help?
You don't need a credit card or loans. Even if you pay off the balance in full every month, you're still better off using cash and/or a debit card. You'll NEVER overspend or go over your personal budget if you ALWAYS use cash.
In regards to the credit score myth. . .which would you rather have. . .a high credit score or money in your savings account? Credit cards are not worth it. Don't believe me? If you read more of the questions in this YAHOO category, you'll find a lot of people who wish they never got a credit card, car loan, payday loan, store credit, or 2nd mortgage. Financial responsibility mean paying for things in full and not borrowing money.
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